/* ============================================================
   ZAE3 — Global Styles
   Versión: 1.0
   Paleta: Dark Navy + Verde #00c87a + Blanco
   ============================================================ */

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg-dark:    #0b0f1a;
  --bg-card:    #141929;
  --bg-surface: #1a2236;
  --accent:     #00c87a;
  --accent-glow:#00c87a33;
  --blue:       #2563eb;
  --blue-dim:   #1d4ed8;
  --white:      #ffffff;
  --text:       #e2e8f0;
  --muted:      #94a3b8;
  --border:     #243047;
  --error:      #ef4444;
  --success:    #22c55e;
  --radius:     12px;
  --radius-sm:  8px;
  --shadow:     0 4px 24px rgba(0,0,0,0.4);
  --shadow-lg:  0 8px 48px rgba(0,0,0,0.6);
  --font-main:  'Montserrat', sans-serif;
  --nav-h:      72px;
  --transition: 0.25s ease;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-main);
  background: var(--bg-dark);
  color: var(--text);
  line-height: 1.6;
  min-height: 100vh;
}


/* ---- Typography ---- */
h1, h2, h3, h4, h5 { font-weight: 700; line-height: 1.2; color: var(--white); }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }
p  { color: var(--text); }
a  { color: var(--accent); text-decoration: none; transition: color var(--transition); }
a:hover { color: #fff; }
strong { color: var(--white); }
small  { font-size: 0.78rem; color: var(--muted); }

/* ---- Layout Utilities ---- */
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }
.section    { padding: 80px 0; }
.section--sm{ padding: 48px 0; }
.section--lg{ padding: 100px 0; }
.text-center { text-align: center; }
.text-accent { color: var(--accent); }
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ---- Buttons ---- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 32px;
  border-radius: var(--radius-sm);
  font-family: var(--font-main);
  font-size: 1rem; font-weight: 700;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all var(--transition);
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary {
  background: var(--accent);
  color: #0b0f1a;
  border-color: var(--accent);
}
.btn-primary:hover {
  background: #00e889;
  border-color: #00e889;
  color: #0b0f1a;
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(0,200,122,0.35);
}
.btn-secondary {
  background: transparent;
  color: var(--accent);
  border-color: var(--accent);
}
.btn-secondary:hover {
  background: var(--accent-glow);
  color: var(--white);
  transform: translateY(-2px);
}
.btn-blue {
  background: var(--blue);
  color: var(--white);
  border-color: var(--blue);
}
.btn-blue:hover {
  background: var(--blue-dim);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(37,99,235,0.35);
}
.btn-lg  { padding: 18px 40px; font-size: 1.1rem; }
.btn-sm  { padding: 10px 20px; font-size: 0.88rem; }
.btn-full { width: 100%; }
.btn:disabled { opacity: 0.5; cursor: not-allowed; transform: none !important; }

/* ---- Cards ---- */
.card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.card:hover {
  border-color: var(--accent);
  box-shadow: 0 0 0 1px var(--accent-glow), var(--shadow);
}
.card--flat { background: var(--bg-surface); }

/* ---- Badges ---- */
.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 0.78rem; font-weight: 600;
  background: var(--accent-glow);
  color: var(--accent);
  border: 1px solid var(--accent);
}
.badge--blue { background: rgba(37,99,235,0.15); color: #60a5fa; border-color: #60a5fa; }

/* ---- Section headers ---- */
.section-label {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 12px;
}
.section-title { margin-bottom: 16px; }
.section-sub   { color: var(--muted); max-width: 600px; font-size: 1.05rem; }

/* ---- Dividers ---- */
.divider { border: none; border-top: 1px solid var(--border); margin: 40px 0; }

/* ---- Accent line ---- */
.accent-line::after {
  content: '';
  display: block;
  width: 48px; height: 4px;
  background: var(--accent);
  border-radius: 2px;
  margin-top: 12px;
}
.accent-line--center::after { margin: 12px auto 0; }

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  height: var(--nav-h);
  background: rgba(11,15,26,0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  transition: background var(--transition);
}
.navbar__inner {
  height: 100%;
  display: flex; align-items: center; justify-content: space-between;
}
.navbar__logo { display: flex; align-items: center; gap: 10px; text-decoration: none; margin-top: 2px; }
.navbar__logo img { height: 52px; width: auto; }

.navbar__nav { display: flex; align-items: center; gap: 8px; }
.navbar__link {
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem; font-weight: 600;
  color: var(--text);
  text-decoration: none;
  transition: all var(--transition);
}
.navbar__link:hover, .navbar__link.active {
  color: var(--white);
  background: var(--bg-surface);
}
.navbar__cta { margin-left: 8px; }
.navbar__hamburger {
  display: none; background: none; border: none; cursor: pointer;
  flex-direction: column; gap: 5px; padding: 8px;
}
.navbar__hamburger span {
  display: block; width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition);
}
.navbar__mobile {
  display: none; flex-direction: column; gap: 8px;
  position: fixed; top: var(--nav-h); left: 0; right: 0;
  background: var(--bg-card);
  border-bottom: 1px solid var(--border);
  padding: 16px 24px 24px;
  z-index: 999;
}
.navbar__mobile.open { display: flex; }
.navbar__mobile .navbar__link { padding: 12px 16px; display: block; }

/* ---- Page offset for fixed navbar ---- */
.page-top { padding-top: var(--nav-h); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  min-height: 92vh;
  display: flex; align-items: center;
  position: relative;
  overflow: hidden;
  background: radial-gradient(ellipse at 60% 40%, rgba(0,200,122,0.08) 0%, transparent 60%),
              radial-gradient(ellipse at 10% 80%, rgba(37,99,235,0.06) 0%, transparent 50%),
              var(--bg-dark);
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%2300c87a' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}
.hero__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.hero__badge { margin-bottom: 20px; }
.hero__title { font-size: clamp(2.4rem, 5vw, 3.6rem); font-weight: 900; line-height: 1.1; margin-bottom: 20px; }
.hero__title span { color: var(--accent); }
.hero__sub { font-size: 1.1rem; color: var(--muted); margin-bottom: 32px; max-width: 500px; }
.hero__actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 20px; margin-top: 40px; }
.hero__trust-item { display: flex; align-items: center; gap: 8px; font-size: 0.88rem; color: var(--muted); }
.hero__trust-item svg { color: var(--accent); flex-shrink: 0; }

/* Hero card (right column) */
.hero__card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 36px;
  position: relative;
  overflow: hidden;
}
.hero__card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--accent), #60a5fa);
}
.hero__amounts { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 24px; }
.hero__amount-item {
  background: var(--bg-surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 16px;
  text-align: center;
}
.hero__amount-label { font-size: 0.72rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 4px; }
.hero__amount-value { font-size: 1.3rem; font-weight: 800; color: var(--accent); }
.hero__amount-sub { font-size: 0.72rem; color: var(--muted); }
.hero__card-checks { list-style: none; display: flex; flex-direction: column; gap: 10px; margin-bottom: 24px; }
.hero__card-checks li { display: flex; align-items: center; gap: 10px; font-size: 0.9rem; }
.hero__card-checks li::before { content: '✓'; color: var(--accent); font-weight: 700; }
.hero__card-disclaimer { font-size: 0.72rem; color: var(--muted); line-height: 1.5; }

/* ============================================================
   BENEFITS / FEATURES
   ============================================================ */
.benefit-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 24px;
  text-align: center;
  transition: all var(--transition);
}
.benefit-card:hover {
  transform: translateY(-4px);
  border-color: var(--accent);
  box-shadow: 0 12px 40px rgba(0,200,122,0.12);
}
.benefit-icon {
  width: 56px; height: 56px;
  background: var(--accent-glow);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
  font-size: 1.5rem;
}
.benefit-card h3 { font-size: 1rem; margin-bottom: 8px; }
.benefit-card p { font-size: 0.88rem; color: var(--muted); }

/* ============================================================
   STEPS / HOW IT WORKS
   ============================================================ */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; position: relative; }
.steps::before {
  content: '';
  position: absolute; top: 28px; left: 12.5%; right: 12.5%; height: 2px;
  background: linear-gradient(90deg, var(--accent), var(--blue));
  z-index: 0;
}
.step { text-align: center; position: relative; z-index: 1; }
.step__num {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--bg-card);
  border: 2px solid var(--accent);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; font-weight: 900; color: var(--accent);
  margin: 0 auto 16px;
}
.step h4 { font-size: 0.95rem; margin-bottom: 8px; }
.step p  { font-size: 0.82rem; color: var(--muted); }

/* ============================================================
   TRUST STRIP
   ============================================================ */
.trust-strip {
  background: var(--bg-surface);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 20px 0;
}
.trust-strip__inner { display: flex; align-items: center; justify-content: center; gap: 48px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 10px; font-size: 0.88rem; font-weight: 600; }
.trust-item svg { color: var(--accent); }

/* ============================================================
   SIMULADOR
   ============================================================ */
.sim-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 36px; align-items: start; }
.sim-form {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px;
}
.sim-form__label { font-size: 0.82rem; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 8px; display: block; }
.sim-form__row { margin-bottom: 28px; }
.sim-form__value { font-size: 2rem; font-weight: 900; color: var(--accent); margin-bottom: 10px; }
.sim-form__value span { font-size: 1rem; font-weight: 500; color: var(--muted); }

/* Slider */
.sim-slider {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 6px;
  border-radius: 3px;
  background: var(--border);
  outline: none;
  cursor: pointer;
}
.sim-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--accent);
  border: 3px solid var(--bg-dark);
  box-shadow: 0 0 0 2px var(--accent);
  cursor: pointer;
  transition: transform var(--transition);
}
.sim-slider::-webkit-slider-thumb:hover { transform: scale(1.2); }
.sim-slider::-moz-range-thumb {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--accent);
  border: 3px solid var(--bg-dark);
  cursor: pointer;
}
.sim-range-labels { display: flex; justify-content: space-between; margin-top: 6px; }
.sim-range-labels span { font-size: 0.72rem; color: var(--muted); }

/* Plazo buttons */
.plazo-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
.plazo-btn {
  padding: 12px 8px;
  border-radius: var(--radius-sm);
  background: var(--bg-surface);
  border: 2px solid var(--border);
  color: var(--muted);
  font-family: var(--font-main);
  font-size: 0.9rem; font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  text-align: center;
}
.plazo-btn:hover { border-color: var(--accent); color: var(--accent); }
.plazo-btn.active { background: var(--accent-glow); border-color: var(--accent); color: var(--accent); }

/* Result panel */
.sim-result {
  background: var(--bg-surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px;
  position: sticky; top: 100px;
}
.sim-result__header { text-align: center; margin-bottom: 28px; }
.sim-result__cuota-label { font-size: 0.8rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 8px; }
.sim-result__cuota {
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 900; color: var(--accent);
  margin-bottom: 4px;
}
.sim-result__cuota-sub { font-size: 0.8rem; color: var(--muted); }
.sim-result__divider { border: none; border-top: 1px solid var(--border); margin: 20px 0; }
.sim-result__rows { display: flex; flex-direction: column; gap: 12px; margin-bottom: 24px; }
.sim-result__row { display: flex; justify-content: space-between; align-items: center; font-size: 0.9rem; }
.sim-result__row span:first-child { color: var(--muted); }
.sim-result__row span:last-child  { font-weight: 600; color: var(--white); }
.sim-disclaimer {
  background: rgba(0,200,122,0.06);
  border: 1px solid rgba(0,200,122,0.2);
  border-radius: var(--radius-sm);
  padding: 14px;
  font-size: 0.75rem;
  color: var(--muted);
  line-height: 1.5;
  margin-top: 16px;
}
.sim-disclaimer strong { color: var(--accent); }

/* ============================================================
   FORMS (Solicitud / Contacto)
   ============================================================ */
.form-wrap {
  max-width: 720px;
  margin: 0 auto;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px;
}
.form-group { margin-bottom: 20px; }
.form-label {
  display: block;
  font-size: 0.82rem; font-weight: 600;
  color: var(--muted);
  text-transform: uppercase; letter-spacing: 0.06em;
  margin-bottom: 8px;
}
.form-label span { color: var(--error); }
.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 14px 16px;
  background: var(--bg-surface);
  border: 2px solid var(--border);
  border-radius: var(--radius-sm);
  color: var(--white);
  font-family: var(--font-main);
  font-size: 0.95rem;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-glow);
}
.form-input::placeholder, .form-textarea::placeholder { color: var(--muted); }
.form-input.error { border-color: var(--error); }
.form-error { color: var(--error); font-size: 0.78rem; margin-top: 6px; display: none; }
.form-error.show { display: block; }
.form-select { cursor: pointer; }
.form-select option { background: var(--bg-card); }
.form-textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-section-title {
  font-size: 0.7rem; font-weight: 700; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--accent);
  border-bottom: 1px solid var(--border);
  padding-bottom: 8px; margin: 28px 0 20px;
}
.form-checkbox { display: flex; align-items: flex-start; gap: 12px; }
.form-checkbox input[type="checkbox"] {
  width: 18px; height: 18px; flex-shrink: 0; margin-top: 2px;
  accent-color: var(--accent); cursor: pointer;
}
.form-checkbox label { font-size: 0.85rem; color: var(--muted); cursor: pointer; }
.form-checkbox label a { color: var(--accent); }
.form-success {
  display: none;
  background: rgba(34,197,94,0.1);
  border: 1px solid var(--success);
  border-radius: var(--radius-sm);
  padding: 16px;
  text-align: center;
  color: var(--success);
  font-weight: 600;
  margin-top: 16px;
}
.form-success.show { display: block; }

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 36px; align-items: start; }
.contact-channels { display: flex; flex-direction: column; gap: 16px; }
.channel-card {
  display: flex; align-items: center; gap: 16px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  text-decoration: none;
  transition: all var(--transition);
}
.channel-card:hover { border-color: var(--accent); transform: translateX(4px); }
.channel-icon {
  width: 48px; height: 48px; border-radius: 12px;
  background: var(--accent-glow);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; flex-shrink: 0;
}
.channel-icon--wa { background: rgba(37,211,102,0.15); }
.channel-label { font-size: 0.75rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.06em; }
.channel-value { font-weight: 700; color: var(--white); }

/* ============================================================
   LEGAL PAGES
   ============================================================ */
.legal-content {
  max-width: 860px;
  margin: 0 auto;
  padding: 40px 24px 80px;
}
.legal-content h2 { margin-bottom: 8px; }
.legal-content h3 { font-size: 1.1rem; margin: 28px 0 10px; color: var(--accent); }
.legal-content p { margin-bottom: 14px; font-size: 0.92rem; color: var(--text); }
.legal-content ul { padding-left: 20px; margin-bottom: 14px; }
.legal-content ul li { font-size: 0.92rem; color: var(--text); margin-bottom: 6px; }
.legal-meta { font-size: 0.8rem; color: var(--muted); margin-bottom: 32px; }

/* ============================================================
   PAGE HEADER (inner pages)
   ============================================================ */
.page-header {
  background: linear-gradient(135deg, var(--bg-surface) 0%, var(--bg-dark) 100%);
  border-bottom: 1px solid var(--border);
  padding: 56px 0 48px;
  position: relative;
  overflow: hidden;
}
.page-header::after {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, var(--accent), transparent);
}
.page-header__label { font-size: 0.75rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent); margin-bottom: 10px; }
.page-header h1 { font-size: clamp(1.8rem, 4vw, 2.6rem); }
.page-header p { color: var(--muted); margin-top: 12px; max-width: 520px; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--bg-card);
  border-top: 1px solid var(--border);
  padding: 60px 0 0;
}
.footer__grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 40px; }
.footer__brand-logo { margin-bottom: 16px; }
.footer__brand-logo img { height: 56px; }
.footer__brand-logo .logo-txt { font-size: 1.6rem; font-weight: 900; color: var(--accent); }
.footer__brand p { font-size: 0.88rem; color: var(--muted); max-width: 280px; margin-bottom: 20px; }
.footer__col h4 { font-size: 0.78rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--white); margin-bottom: 16px; }
.footer__col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer__col ul li a { font-size: 0.88rem; color: var(--muted); transition: color var(--transition); }
.footer__col ul li a:hover { color: var(--accent); }
.footer__social { display: flex; gap: 10px; }
.footer__social a {
  width: 36px; height: 36px; border-radius: 8px;
  background: var(--bg-surface);
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem; color: var(--muted);
  transition: all var(--transition);
}
.footer__social a:hover { border-color: var(--accent); color: var(--accent); }
.footer__bottom {
  border-top: 1px solid var(--border);
  padding: 20px 0;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 12px;
}
.footer__bottom p { font-size: 0.78rem; color: var(--muted); }
.footer__legal-links { display: flex; gap: 20px; }
.footer__legal-links a { font-size: 0.78rem; color: var(--muted); }
.footer__legal-links a:hover { color: var(--accent); }
.footer__disclaimer {
  font-size: 0.72rem; color: var(--muted);
  border-top: 1px solid var(--border);
  padding: 16px 0;
  line-height: 1.6;
  text-align: center;
}

/* ============================================================
   WHATSAPP FLOAT BUTTON
   ============================================================ */
.wa-float {
  position: fixed; bottom: 28px; right: 28px; z-index: 9000;
  width: 56px; height: 56px; border-radius: 50%;
  background: #25d366;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.5);
  transition: transform var(--transition), box-shadow var(--transition);
  text-decoration: none;
}
.wa-float:hover { transform: scale(1.1); box-shadow: 0 6px 28px rgba(37,211,102,0.7); }
.wa-float svg { color: white; }

/* ============================================================
   COOKIE BANNER
   ============================================================ */
.cookie-banner {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 9999;
  background: var(--bg-card);
  border-top: 1px solid var(--border);
  padding: 16px 24px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; flex-wrap: wrap;
  transform: translateY(100%);
  transition: transform 0.4s ease;
}
.cookie-banner.show { transform: translateY(0); }
.cookie-banner p { font-size: 0.82rem; color: var(--muted); max-width: 700px; }
.cookie-banner a { color: var(--accent); }
.cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }

/* ============================================================
   NOTICE BOX
   ============================================================ */
.notice-box {
  background: rgba(37,99,235,0.1);
  border: 1px solid rgba(37,99,235,0.3);
  border-radius: var(--radius-sm);
  padding: 16px;
  font-size: 0.85rem;
  color: var(--text);
  margin-bottom: 24px;
}
.notice-box strong { color: #93c5fd; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .sim-wrap { grid-template-columns: 1fr; }
  .sim-result { position: static; }
}

@media (max-width: 768px) {
  :root { --nav-h: 64px; }
  .hero__grid { grid-template-columns: 1fr; gap: 40px; }
  .hero__card { order: -1; }
  .hero { min-height: auto; padding: 40px 0 60px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .steps::before { display: none; }
  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr; gap: 24px; }
  .navbar__nav { display: none; }
  .navbar__hamburger { display: flex; }
  .footer__bottom { flex-direction: column; align-items: flex-start; }
  .hero__trust { flex-direction: column; gap: 12px; }
  .trust-strip__inner { flex-direction: column; gap: 16px; }
  .section { padding: 56px 0; }
  .form-wrap { padding: 24px 20px; }
  .hero__amounts { grid-template-columns: 1fr; }
  .plazo-grid { grid-template-columns: repeat(3, 1fr); }
  .sim-form { padding: 24px; }
  .sim-result { padding: 24px; }
  .hero__actions { flex-direction: column; align-items: flex-start; }
  .hero__actions .btn { width: 100%; justify-content: center; }
  .cookie-actions { width: 100%; }
  .cookie-actions .btn { flex: 1; }
}

@media (max-width: 480px) {
  .steps { grid-template-columns: 1fr; }
  .plazo-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes pulse-glow {
  0%, 100% { box-shadow: 0 0 0 0 rgba(0,200,122,0.4); }
  50%       { box-shadow: 0 0 0 8px rgba(0,200,122,0); }
}
.animate-in { animation: fadeInUp 0.6s ease both; }
.animate-in--1 { animation-delay: 0.1s; }
.animate-in--2 { animation-delay: 0.2s; }
.animate-in--3 { animation-delay: 0.3s; }
.animate-in--4 { animation-delay: 0.4s; }
.btn-pulse { animation: pulse-glow 2s infinite; }

/* Highlight for number amounts */
.highlight-gs { color: var(--accent); font-weight: 800; }

/* ---- Utility: visually-hidden ---- */
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; }